Southern California real estate - Loans and Mortgages

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Fran and Rowena

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(818) 952-0077
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(818) 952-2321

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Dilbeck Real Estate
Real Living
1030 Foothill Blvd.
La Canada Flintridge, CA 91011

Loan and Mortgage Information

Information about loans and mortgages when

buying or refinancing Southern California real estate.

Loans, mortgages, down payment,

credit history, financing, refinancing and more.

All to help you be more informed!

Southern California real estate agents Fran and Rowena

Your financing options - an explanation of different types of loans and mortgages.
What you need to know about your down payment - including private mortgage insurance (PMI), gift funds, closing costs.
Your personal finances - what you'll need for the lender.
Mortgage payments explained - interest, and payments towards the principal balance (equity).
What you need to know about an adjustable rate mortgage (ARM) - get to know terms like index, margin, ARM adjustments, teaser rates, plus interest rate cap and payment cap.
How much you can afford - prequalification vs. preapproval, ratios, and ways to improve your purchasing power.
15 year loan, 30 year loan, or a biweekly mortgage - learn the advantages of different lengths of loans.
Comparing interest rates through points - should you pay higher points now?
Your credit history - your credit report and how to resolve problems.
Refinancing a loan - when to refinance, and refinancing factors.

Still have questions about Southern California real estate?
We will be happy to consult with you to answer your questions

and help you meet your Southern California real estate goals.

Please feel free to contact us!

Consultations are free, and there is no obligation.
Fran and Rowena

Telephone: (818) 952-0077

email Fran and Rowena

Online Contact Form

Disclaimer: The interest rates and payments are estimates only and are not guaranteed. Please discuss this information with your lender or mortgage company for a commitment. Your lender or mortgage company will explain their policy for rate guarantees and loan lock-in periods. Also, payment calculators do not include assessments and Private Mortgage Insurance (PMI). PMI could be required by some lenders or mortgage companies based upon the mortgage amount requested and your down payment amount. Please verify all rates and terms of your loan with your lender or mortgage company. We advise you to consult with your accountant or professional advisor before making personal financial decisions.

©Copyright 2003-2013 Southern California Real Estate. All rights reserved.
Author: Fran Vernon - of Fran and Rowena
By submitting any form on this site with your contact information including name, telephone number, address or e-mail address, you are consenting for Fran and Rowena and their authorized representatives to contact you even if your name is on the Federal "Do not call List".

NO part of this real estate website or its contents may be copied, reproduced, displayed, published or otherwise used for private or commercial purposes without the express, written permission of Fran and Rowena. The information contained in this website is believed to be reliable but is not guaranteed. We make every effort to maintain this real estate website to have current, accurate information. However, we cannot warrant the accuracy of the information contained in this website including, but is not limited to, information contained in this website and information contained in websites that are linked to this Southern California real estate website.

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